How Do You Say “Retirement” In Spanish?

As the world becomes more connected, it’s increasingly important to be able to communicate with people from different cultures. Learning a new language can be a daunting task, but it’s also incredibly rewarding. Spanish is one of the most widely spoken languages in the world, making it a great choice for anyone looking to expand their linguistic horizons.

So, how do you say “retirement” in Spanish? The translation is “jubilación”.

How Do You Pronounce The Spanish Word For “Retirement”?

Learning to properly pronounce a word in a foreign language can be challenging, but it is an important step in effective communication. If you’re looking to learn how to say “retirement” in Spanish, you’ve come to the right place.

The Spanish word for “retirement” is jubilación, pronounced “hoo-bee-lah-see-OWN”.

Phonetic Breakdown Of “Jubilación”

Let’s break down the pronunciation of “jubilación” syllable by syllable:

Syllable Pronunciation
ju hoo
bi bee
la lah
ción see-OWN

It’s important to note that the “j” sound in Spanish is pronounced like the “h” sound in English. Additionally, the accent mark over the “ó” tells us that the stress falls on the second-to-last syllable, which is the “la” syllable in this case.

Tips For Pronunciation

Here are some tips to help you pronounce “jubilación” correctly:

  • Practice each syllable separately before putting them together.
  • Make sure to pronounce the “j” sound like an “h”.
  • Pay attention to the accent mark and stress the second-to-last syllable.
  • Listen to native Spanish speakers pronounce the word to get a feel for the correct pronunciation.

With a little practice and patience, you’ll be able to confidently pronounce “jubilación” like a native Spanish speaker.

Proper Grammatical Use Of The Spanish Word For “Retirement”

When it comes to speaking Spanish, proper grammar is crucial to ensure that your message is accurately conveyed. This is especially important when using the Spanish word for “retirement”, as the incorrect usage can lead to confusion and misinterpretation. In this section, we will discuss the proper grammatical use of the Spanish word for “retirement”.

Placement Of Retirement In Sentences

The Spanish word for “retirement” is “jubilación”. When using this word in a sentence, it is important to consider its placement to ensure proper grammar. In Spanish, the adjective typically comes after the noun, so “jubilación” should come before any adjectives that describe it. For example, “Mi jubilación temprana” translates to “My early retirement”.

Verb Conjugations Or Tenses

Depending on the context in which “jubilación” is being used, verb conjugations or tenses may need to be considered. For example, if discussing a past retirement, the past tense would be used. In this case, “jubilación” would be conjugated in the past tense. For example, “Me jubilé el año pasado” translates to “I retired last year”.

Agreement With Gender And Number

Like many Spanish nouns, “jubilación” has gender and number agreement. This means that it must agree with the gender and number of the noun it is referring to. For example, if referring to a male who has retired, “jubilación” would be used in the masculine form, “jubilación”. If referring to a group of females who have retired, “jubilación” would be used in the feminine plural form, “jubilaciones”.

Common Exceptions

While the proper grammatical use of “jubilación” is generally straightforward, there are a few common exceptions that should be noted. For example, when used in an idiomatic expression, such as “jubilación anticipada” (early retirement), the adjective comes before the noun. Additionally, in some cases, the verb conjugation may change depending on the subject of the sentence. It is important to consult a Spanish grammar guide or teacher for specific exceptions and rules.

Examples Of Phrases Using The Spanish Word For “Retirement”

Retirement is a significant milestone in anyone’s life, and it’s important to know how to talk about it in Spanish. Here are some common phrases that include the Spanish word for retirement, “jubilación,” along with examples of how to use them in sentences.


  • “Estoy jubilado/a” – “I am retired”
  • “Voy a jubilarme pronto” – “I am going to retire soon”
  • “¿Cuándo te jubilas?” – “When are you retiring?”
  • “La jubilación anticipada” – “Early retirement”
  • “El plan de jubilación” – “Retirement plan”

These phrases are useful in a variety of contexts, whether you’re talking about your own retirement or asking someone else about theirs. Here are some example sentences that use these phrases:

  • “Me jubilé el año pasado después de trabajar durante 40 años.” – “I retired last year after working for 40 years.”
  • “Mi padre va a jubilarse el próximo mes y está emocionado por pasar más tiempo con su familia.” – “My father is going to retire next month and is excited to spend more time with his family.”
  • “¿Cuándo te jubilas? Quiero planificar nuestras vacaciones para el próximo año.” – “When are you retiring? I want to plan our vacation for next year.”
  • “Decidí tomar la jubilación anticipada para disfrutar más tiempo libre antes de cumplir 60 años.” – “I decided to take early retirement to enjoy more free time before turning 60.”
  • “Mi empresa ofrece un buen plan de jubilación con contribuciones del empleador.” – “My company offers a good retirement plan with employer contributions.”

Here is an example dialogue in Spanish that includes the word “jubilación” (retirement):

Carlos: Hola, Ana. ¿Cómo estás?
Ana: Hola, Carlos. Estoy bien, gracias. ¿Y tú?
Carlos: Estoy bien también. Oye, escuché que te vas a jubilar pronto. ¿Es cierto?
Ana: Sí, es cierto. Me jubilo en un par de meses.
Carlos: ¡Felicidades! ¿Qué planes tienes para tu jubilación?
Ana: Quiero viajar y visitar a mi familia en México. También quiero aprender a tocar la guitarra.
Carlos: Suena genial. Espero que disfrutes de tu jubilación.
Ana: Gracias, Carlos. Estoy emocionada por empezar esta nueva etapa de mi vida.

More Contextual Uses Of The Spanish Word For “Retirement”

When it comes to the Spanish word for “retirement,” there are various contexts in which it can be used. Understanding these different contexts can help you use the word appropriately and effectively, whether you’re communicating in a formal or informal setting.

Formal Usage Of Retirement

In formal settings, such as business or legal contexts, the Spanish word for “retirement” is often used in a straightforward manner to refer to the act of leaving work permanently. For example, you might hear someone say “me jubilé” (I retired) or “la jubilación” (retirement) in this type of context.

Informal Usage Of Retirement

In more informal settings, such as among friends or family members, the Spanish word for “retirement” can be used in a more casual manner. For example, someone might say “me retiré” (I retired) to mean that they stopped doing a particular activity or hobby.

Other Contexts

Beyond these more standard uses of the Spanish word for “retirement,” there are also other contexts in which it can be used. For example, there are various slang or idiomatic expressions that use the word “retirement” in different ways. Some of these might include:

  • “Irse a la jubilación” – to go into retirement (used in a humorous or ironic way to refer to someone who is quitting or leaving a job)
  • “Estar jubilado” – to be retired (used to refer to someone who is no longer working)

Additionally, the concept of retirement has played an important role in Spanish and Latin American history and culture. For example, the Spanish government introduced a retirement pension system in the early 20th century, and retirement is seen as a major milestone in many people’s lives.

Popular Cultural Usage

Finally, it’s worth noting that the concept of retirement has been explored in various ways in Spanish-language literature, film, and other forms of media. For example, the Mexican film “Nosotros los nobles” (We Are the Nobles) tells the story of a wealthy businessman who fakes his own retirement to teach his entitled children a lesson about the value of hard work.

Regional Variations Of The Spanish Word For “Retirement”

Just like any other language, Spanish has regional variations. This means that the Spanish language spoken in one country may differ from the Spanish spoken in another country. This also applies to the Spanish word for “retirement”.

How The Spanish Word For Retirement Is Used In Different Spanish-speaking Countries

The Spanish word for “retirement” is “jubilación” in Spain. However, in other Spanish-speaking countries, the word for “retirement” may differ. For example, in Mexico, the word for “retirement” is “jubilación” as well. In Argentina, the word for “retirement” is “jubilación” or “retiro”. In Colombia, the word for “retirement” is “pensión”.

It is important to note that while these words may have different meanings in other contexts, they all refer to the concept of “retirement” in the context of leaving work or reaching a certain age.

Regional Pronunciations

In addition to different words for “retirement”, there may also be regional pronunciations. For example, in Spain, the “j” in “jubilación” is pronounced with a strong “h” sound, while in other countries, it may be pronounced with a softer “j” sound. Similarly, the “ll” sound in “retiro” may be pronounced differently in Argentina than it is in Spain.

Here is a table summarizing the different Spanish words for “retirement” in some Spanish-speaking countries:

Country Word for “Retirement”
Spain jubilación
Mexico jubilación
Argentina jubilación or retiro
Colombia pensión

It is important to be aware of these regional variations if you are communicating with Spanish speakers from different countries. By understanding these differences, you can avoid confusion and ensure effective communication.

Other Uses Of The Spanish Word For “Retirement” In Speaking & Writing

While “retirement” in English refers exclusively to the cessation of work at the end of one’s career, the Spanish word “jubilación” can have various meanings depending on the context in which it is used.

Retirement From Work

The most common use of “jubilación” is to refer to retirement from work. When used in this context, “jubilación” is synonymous with “retiro” or “retirada”. For example:

  • “Mi padre se jubiló el año pasado.” (My father retired last year.)
  • “Estoy pensando en solicitar la jubilación anticipada.” (I’m thinking about applying for early retirement.)

Retirement As A Celebration

In some Spanish-speaking countries, “jubilación” is also used to refer to a celebration that takes place when someone retires from work. This celebration is similar to a retirement party in English-speaking countries. For example:

  • “Organizamos una gran fiesta de jubilación para mi abuelo.” (We organized a big retirement party for my grandfather.)

Retirement Of Sports Players

In the world of sports, “jubilación” is often used to refer to the retirement of a player from their sport. For example:

  • “Rafa Nadal anunció su jubilación del tenis profesional.” (Rafa Nadal announced his retirement from professional tennis.)
  • “El futbolista argentino Lionel Messi aún no ha anunciado su jubilación.” (Argentine footballer Lionel Messi has not yet announced his retirement.)

It’s important to pay attention to the context in which “jubilación” is used in order to understand its precise meaning.

Common Words And Phrases Similar To The Spanish Word For “Retirement”

When it comes to discussing retirement in Spanish, there are several words and phrases that can be used interchangeably or have similar meanings. Here are some of the most common:


Jubilación is the most common word for retirement in Spanish. It can be used to refer to both the act of retiring and the state of being retired. For example, “Me jubilé el año pasado” (I retired last year) or “Estoy en jubilación” (I am in retirement).


Pensión can refer to a retirement pension, but it can also mean a boarding house or small hotel. In some Spanish-speaking countries, such as Mexico, it is common to use “pensión” to refer to retirement homes or communities.


Retiro can be used to refer to retirement, but it can also mean withdrawal or retreat. For example, “Me estoy preparando para mi retiro” (I am preparing for my retirement) or “Necesito un retiro de la ciudad” (I need a retreat from the city).


It’s also important to note some antonyms or opposite words to retirement in Spanish:

  • Trabajo: work
  • Empleo: employment
  • Actividad laboral: work activity

These words highlight the contrast between the idea of retirement as a time to stop working and these terms that refer to the act of working or being employed.

Mistakes To Avoid When Using The Spanish Word For “Retirement”

When it comes to using the Spanish word for “retirement,” many non-native speakers often make mistakes that can lead to confusion or misunderstandings. Some of the most common errors include:

  • Using the wrong word: One of the most common mistakes is using the word “retiro” instead of “jubilación.” While “retiro” can be used to refer to retirement, it is often associated with a more voluntary or early retirement, while “jubilación” refers specifically to retirement from work.
  • Using the wrong verb tense: Another common mistake is using the wrong verb tense when talking about retirement. For example, using the present tense to talk about retirement can be confusing, as it suggests that the person is currently retired. Instead, use the past tense to talk about retiring or the future tense to talk about plans for retirement.
  • Using the wrong gender or number: Spanish is a gendered language, which means that the gender of the word can affect the ending of the sentence. For example, “jubilación” is a feminine noun, so it should be paired with feminine adjectives and pronouns. Similarly, using the wrong number (singular or plural) can also cause confusion.

Highlight These Mistakes And Provide Tips To Avoid Them.

To avoid making these common mistakes when using the Spanish word for “retirement,” consider the following tips:

  1. Use the right word: Make sure you are using the correct word for the type of retirement you are referring to. If in doubt, consult a dictionary or ask a native speaker for guidance.
  2. Use the right verb tense: Be mindful of the verb tense you are using when talking about retirement. If you are referring to a past retirement, use the past tense. If you are talking about future plans, use the future tense.
  3. Use the right gender and number: Pay attention to the gender and number of the words you are using, and make sure they match the noun they are referring to. If you are unsure, consult a grammar guide or ask a native speaker for help.

By following these tips, you can avoid common mistakes when using the Spanish word for “retirement” and communicate more effectively with Spanish speakers.


In this blog post, we have discussed the various ways to say “retirement” in Spanish. We started by exploring the most common word for retirement, “jubilación,” and its usage in different Spanish-speaking countries. We then looked at other words that can be used interchangeably, such as “retiro” and “cesantía.” Additionally, we discussed how to use these words in different contexts, such as in formal and informal conversations.

Furthermore, we talked about the importance of understanding the cultural nuances of the Spanish language when using these words. For instance, in some countries, the word “jubilación” may carry a negative connotation, while in others, it may be seen as a positive achievement. Thus, it is essential to be aware of these differences to avoid any misunderstandings.

Encouragement To Practice And Use Retirement In Real-life Conversations

Learning a new language can be challenging, but it is also a rewarding experience. By understanding how to say “retirement” in Spanish, you can communicate more effectively with Spanish speakers and gain a deeper appreciation for their culture.

We encourage you to practice using the words we have discussed in real-life conversations. Whether you are talking to a Spanish-speaking friend or colleague, or simply practicing on your own, incorporating these words into your vocabulary will help you become more confident and fluent in Spanish.

Remember, language learning is a journey, and it takes time and effort to become proficient. But with dedication and practice, you can achieve your language goals and open up new opportunities for communication and connection.

Shawn Manaher

Shawn Manaher is the founder and CEO of The Content Authority and He’s a seasoned innovator, harnessing the power of technology to connect cultures through language. His worse translation though is when he refers to “pancakes” as “flat waffles”.