How Do You Say “Bankruptcies” In Spanish?

Are you interested in expanding your linguistic abilities by learning Spanish? Perhaps you have encountered a situation where you need to communicate in Spanish, but you are not sure how to say certain words or phrases. One such word that you may need to know is “bankruptcies”.

The Spanish translation for “bankruptcies” is “quiebras”. This term may come in handy if you are discussing financial matters with Spanish-speaking individuals, or if you are researching bankruptcy laws in Spanish-speaking countries.

How Do You Pronounce The Spanish Word For “Bankruptcies”?

If you’re learning Spanish or dealing with financial matters in a Spanish-speaking country, it’s important to know how to properly pronounce the word for “bankruptcies.” Not only will this help you communicate effectively, but it also shows respect for the language and culture.

Phonetic Breakdown:

The Spanish word for “bankruptcies” is “quiebras.” Here’s a phonetic breakdown to help you pronounce it correctly:

Letter(s) Pronunciation
q k
u w (as in “water”)
i ee (as in “meet”)
e eh (as in “met”)
b b (as in “baby”)
r r (as in “red”)
a ah (as in “father”)
s s (as in “see”)

Tips For Pronunciation:

  • Pay attention to the “qu” sound at the beginning of the word. It’s pronounced like a “k” sound, not a “kw” sound.
  • Make sure to pronounce the “r” sound in “quiebras.” In Spanish, the “r” is pronounced by tapping the tip of your tongue against the roof of your mouth.
  • Focus on the “eh” sound in the middle of the word. This sound is similar to the “e” in “met.”
  • Remember to stress the second syllable of the word: “kie-bras.”

With these tips and the phonetic breakdown above, you should be well on your way to pronouncing “quiebras” correctly in Spanish.

Proper Grammatical Use Of The Spanish Word For “Bankruptcies”

When communicating in a foreign language, it is crucial to ensure proper grammar is used to convey the intended message accurately. This is particularly important when using words with complex nuances such as “bankruptcies.”

Placement Of Bankruptcies In Sentences

The Spanish word for “bankruptcies” is “quiebras.” When using this word in a sentence, it is essential to place it correctly to ensure the sentence makes sense. Generally, “quiebras” is placed after the verb and before the object it refers to. For instance:

  • La empresa declaró quiebra el año pasado. (The company declared bankruptcy last year.)
  • Ella se deshizo de sus deudas después de la quiebra. (She got rid of her debts after the bankruptcy.)

Verb Conjugations Or Tenses

When using “quiebras” in a sentence, it is vital to conjugate the verb appropriately to match the tense and subject. The conjugation of the verb “declarar” (to declare) in the present tense is:

Subject Conjugation
Yo declaro
Él/Ella/Usted declara
Nosotros/Nosotras declararnos
Vosotros/Vosotras declaráis
Ellos/Ellas/Ustedes declaran

For instance:

  • Si la empresa declara quiebra, perderá todo su dinero. (If the company declares bankruptcy, it will lose all its money.)

Agreement With Gender And Number

When using “quiebras” in a sentence, it is essential to agree with the gender and number of the noun it refers to. For instance:

  • Las quiebras empresariales son cada vez más comunes. (Business bankruptcies are becoming more common.)
  • El juez aprobó la quiebra de la empresa. (The judge approved the company’s bankruptcy.)

Common Exceptions

There are no common exceptions when using “quiebras” in a sentence. However, it is crucial to note that the word “bankruptcy” can have different meanings in different contexts. Therefore, it is essential to understand the context in which the word is used to ensure proper communication.

Examples Of Phrases Using The Spanish Word For “Bankruptcies”

Bankruptcy is a tough time for anyone, and it can be especially difficult if you’re trying to navigate the process in a language that isn’t your first. If you’re looking to learn how to say “bankruptcies” in Spanish, it’s important to understand how the word is commonly used in phrases and sentences.

Common Phrases With “Bankruptcies”

There are a number of common phrases that use the Spanish word for “bankruptcies.” Here are a few examples:

  • “Declarar bancarrota” – to declare bankruptcy
  • “Estar en bancarrota” – to be bankrupt
  • “Ley de bancarrota” – bankruptcy law
  • “Proceso de bancarrota” – bankruptcy process

These phrases are important to know if you’re trying to communicate about bankruptcy in Spanish. Let’s take a closer look at how they might be used in sentences.

Examples Of Usage

Here are some examples of how you might use these phrases in context:

  • “Mi empresa está en bancarrota y no sé cómo pagar mis deudas.” – “My company is bankrupt and I don’t know how to pay my debts.”
  • “Voy a declarar bancarrota para poder empezar de nuevo.” – “I’m going to declare bankruptcy so I can start over.”
  • “La ley de bancarrota me protege de los cobradores mientras resuelvo mis deudas.” – “Bankruptcy law protects me from debt collectors while I resolve my debts.”
  • “El proceso de bancarrota puede ser largo y complicado.” – “The bankruptcy process can be long and complicated.”

Of course, these are just a few examples. The way you use these phrases will depend on your specific situation and what you’re trying to communicate.

Example Dialogue

Here’s an example dialogue that includes the Spanish word for “bankruptcies.” The translation is included below each line.

Spanish: “¿Has pensado en declarar bancarrota?”
English: “Have you thought about declaring bankruptcy?”
Spanish: “Sí, pero no sé si es la mejor opción para mí.”
English: “Yes, but I’m not sure if it’s the best option for me.”
Spanish: “Entiendo. La ley de bancarrota puede ser complicada, pero puede ser útil si estás lidiando con deudas abrumadoras.”
English: “I understand. Bankruptcy law can be complicated, but it can be helpful if you’re dealing with overwhelming debts.”

As you can see, the Spanish word for “bankruptcies” is an important term to know if you’re dealing with financial difficulties. By understanding common phrases and usage examples, you can communicate more effectively with others and navigate the bankruptcy process with greater confidence.

More Contextual Uses Of The Spanish Word For “Bankruptcies”

Understanding the contextual uses of the Spanish word for “bankruptcies” is important for anyone seeking to communicate effectively in Spanish. Here are some of the varying contexts in which the word is used:

Formal Usage Of Bankruptcies

In formal situations such as legal proceedings, the Spanish word for “bankruptcies” is “quiebras.” This is the term used in legal documents and court proceedings when referring to bankruptcy. It is important to use this formal term in these contexts to ensure accuracy and clarity.

Informal Usage Of Bankruptcies

Informally, the Spanish word for “bankruptcies” may be used in everyday conversation. In these situations, the term “quiebras” may be too formal and may not be used. Instead, people may use the term “bancarrota” which is the word for “bankruptcy” in a more general sense. It is important to note that while “bancarrota” is a more informal term, it is still recognized and understood by Spanish speakers.

Other Contexts

Aside from formal and informal usage, there are other contexts in which the Spanish word for “bankruptcies” may be used. Slang and idiomatic expressions are some examples. For instance, in some Spanish-speaking countries, the term “quiebra” is used to describe a sudden and drastic change in fortune, not necessarily related to bankruptcy. Similarly, “estar en bancarrota” (to be in bankruptcy) is an idiomatic expression used to describe a person who is financially struggling or has no money.

Cultural and historical uses of the Spanish word for “bankruptcies” may also exist. For example, in some Latin American countries, the concept of “quiebra fraudulenta” (fraudulent bankruptcy) is prevalent and has a long history. This term refers to situations where a business or individual has intentionally declared bankruptcy to avoid paying debts or to commit fraud.

Popular Cultural Usage

In popular culture, the Spanish word for “bankruptcies” may be used in various forms of media such as movies, television shows, and music. For instance, in the popular Mexican telenovela “La Usurpadora,” the character of Paola Bracho declares bankruptcy to avoid paying her debts. This storyline demonstrates the cultural significance of bankruptcy in Mexican society.

Overall, understanding the contextual uses of the Spanish word for “bankruptcies” is essential for effective communication. Whether in formal or informal settings, it is important to use the appropriate term to ensure accuracy and clarity.

Regional Variations Of The Spanish Word For “Bankruptcies”

When it comes to language, regional variations are expected. The same can be said for the Spanish word for “bankruptcies.” While the word for “bankruptcies” is generally the same throughout Spanish-speaking countries, there are some regional variations in terms of usage and pronunciation.

Usage Of “Bankruptcies” In Different Spanish-speaking Countries

In most Spanish-speaking countries, the word for “bankruptcies” is “bancarrotas.” However, in some countries, such as Mexico and Ecuador, the term “quiebra” is also used. It is important to note that while “bancarrotas” is more commonly used, “quiebra” is still widely understood.

In Spain, the word “quiebra” is not commonly used. Instead, the term “concurso de acreedores” is used to refer to bankruptcy proceedings. It is important to keep these regional variations in mind when communicating with Spanish speakers from different regions.

Regional Pronunciations

While the word for “bankruptcies” may be the same, the pronunciation can vary from region to region. In Spain, for example, the “r” sound is pronounced with a strong trill, while in Latin America, the “r” sound is often pronounced more softly.

Additionally, in some regions, such as Argentina, the “s” sound at the end of the word may be pronounced more like a “sh” sound. It is important to be aware of these regional pronunciations to ensure clear communication with Spanish speakers from different regions.

Here is a table summarizing the regional variations:

Country Word for “Bankruptcies”
Spain Concurso de acreedores
Mexico, Ecuador Quiebra, Bancarrotas
Other Spanish-speaking countries Bancarrotas

Other Uses Of The Spanish Word For “Bankruptcies” In Speaking & Writing

Bankruptcies can have different meanings depending on the context in which the word is used. It is essential to distinguish between these uses to communicate effectively in Spanish.

Legal Use

In the legal context, the Spanish word for bankruptcies is “quiebras.” It refers to the legal process by which a person or company declares bankruptcy. In this context, the word “quiebras” is always used in the plural form.

For example, “La empresa presentó sus quiebras” means “The company filed for bankruptcies.”

Financial Use

In the financial context, the Spanish word for bankruptcies is “bancarrotas.” It refers to the financial state of a person or company that cannot pay its debts. In this context, the word “bancarrotas” is also used in the plural form.

For example, “El negocio se declaró en bancarrotas” means “The business declared bankruptcies.”

Colloquial Use

In colloquial speech, the Spanish word for bankruptcies can also be used to describe a situation where a person or company is going through a difficult time or experiencing a setback.

For example, “El proyecto de la empresa está en quiebras” means “The company’s project is going bankrupt” or “The company’s project is failing.”

It is important to note that this colloquial use of the word “quiebras” is not appropriate in formal writing or legal and financial contexts.


Context Spanish Word for Bankruptcies Meaning
Legal Quiebras Legal process of declaring bankruptcy
Financial Bancarrotas Financial state of being unable to pay debts
Colloquial Quiebras Describing a difficult situation or setback

Common Words And Phrases Similar To The Spanish Word For “Bankruptcies”

When it comes to discussing financial struggles in Spanish, there are several words and phrases that can be used interchangeably with the term “bankruptcies”. Here are some of the most common:

1. Quiebras

Quiebras is the most direct translation for the English word “bankruptcies”. This term is commonly used in legal and financial contexts to refer to the process of declaring bankruptcy.

2. Insolvencia

Insolvencia is another term used to describe financial difficulties. However, it is a broader term that can refer to any situation where a person or company is unable to pay their debts. This term is often used in a more general sense than “bankruptcies”.

3. Bancarrota

Bancarrota is a term that is often used interchangeably with “quiebras”. However, it is worth noting that bancarrota is a more colloquial term that is often used in everyday conversation rather than in formal contexts.

4. Deuda Impagada

Deuda impagada refers to unpaid debts. Although it is not a direct synonym for “bankruptcies”, it is a related term that is often used in the context of financial struggles.


While there are several words and phrases that can be used to describe financial struggles in Spanish, there are also antonyms that describe financial stability. Here are some of the most common:

  • Solvencia – Solvency
  • Estabilidad financiera – Financial stability
  • Buena situación económica – Good economic situation

It is important to note that these terms are often used in a positive sense, and may not be appropriate when discussing financial difficulties.

Mistakes To Avoid When Using The Spanish Word For “Bankruptcies”

When non-native Spanish speakers attempt to use the word “bankruptcies” in Spanish, they often make errors that can impact their message. Some common mistakes include:

  • Using the English word “bankruptcies” instead of the Spanish equivalent
  • Using the wrong gender for the word
  • Using the wrong verb form when discussing bankruptcy

Highlighting These Mistakes And Providing Tips To Avoid Them

To avoid these common errors, it’s important to understand the correct usage of the Spanish word for “bankruptcies.” Here are some tips to help you avoid these mistakes:

  1. Use the correct Spanish word: The Spanish word for “bankruptcies” is “quiebras.” It’s important to use this word instead of the English equivalent.
  2. Understand gender: “Quiebras” is a feminine noun, so it’s important to use feminine articles and adjectives when referring to it.
  3. Use the correct verb form: When discussing bankruptcy in Spanish, it’s important to use the verb “quebrar” in the correct form. For example, “La empresa quebró” (The company went bankrupt) instead of “La empresa bancarrota” (The company bankrupt).

By following these tips, you can avoid common mistakes when using the Spanish word for “bankruptcies.” This will help you communicate more effectively and accurately in Spanish-speaking contexts.

End of section.


In this blog post, we have explored the various ways to say “bankruptcies” in Spanish, including “quiebras,” “insolvencias,” and “bancarrotas.” We have discussed the nuances of each term and provided examples of their usage in different contexts. Additionally, we have highlighted the importance of understanding these terms when dealing with financial matters in Spanish-speaking countries.

Encouragement To Practice And Use Bankruptcies In Real-life Conversations

Learning a new language can be challenging, but it is also incredibly rewarding. By taking the time to learn how to say “bankruptcies” in Spanish, you are taking an important step towards improving your language skills and expanding your cultural knowledge. We encourage you to practice using these terms in real-life conversations, whether you are conducting business in a Spanish-speaking country or simply chatting with a Spanish-speaking friend. With practice and dedication, you can become more confident and fluent in your use of Spanish financial terminology.

Shawn Manaher

Shawn Manaher is the founder and CEO of The Content Authority and He’s a seasoned innovator, harnessing the power of technology to connect cultures through language. His worse translation though is when he refers to “pancakes” as “flat waffles”.